Motorcycle Insurance in Las Vegas, NV
Motorcycle owners must always be aware of possible risks involving their vehicles. Without coverage in place, damage that occurs while your bike is parked, stored or trailered may be just as costly as an accident on the road. PWG Insurance Services can help you sort through your motorcycle insurance options and decide what belongs in your policy.
What Does Motorcycle Insurance Typically Cover?
You can customize your coverage to match how and where you ride, but many motorcycle policies may include:
Liability coverage—May help pay for injuries or property damage you cause to another person in an accident for which you’re at fault- Collision coverage—May help pay for damage to your motorcycle after an accident, regardless of fault
- Comprehensive coverage—May help cover theft, vandalism, weather damage and other noncollision losses
- Uninsured/underinsured motorist coverage—May apply when the at-fault driver carries no insurance or insufficient limits to pay for your losses
- Custom parts and equipment coverage—May help cover aftermarket accessories and upgrades that a standard policy excludes
How Much Does Motorcycle Insurance Cost?
Premiums vary based on many factors, including your age, riding history, the type of motorcycle you own, how often you ride and where the bike is stored. Sport bikes and high-displacement motorcycles typically carry higher premiums than standard or cruiser models. Choosing higher deductibles or adjusting your coverage limits can also affect what you pay. Reviewing your coverage with the team at PWG Insurance Services at each renewal can show whether your current policy still reflects what you ride.
Get a Quote
Riding with a gap in coverage is a financial exposure you have the power to address. Contact PWG Insurance Services to review your options and get a quote tailored to your bike and riding habits.